增信信息获取
接口描述
增信信息获取
请求说明
HTTP 方法:
POST
请求 URL：
/ai-creditHub/creditEnhancementInfo
body中放置请求参数，参数详情如下：
| 参数名 | 数据类型 | 参数描述 | 是否必填 |
| name | String | 被查询人姓名 | 是 |
| identityCardNo | String | 被查询人身份证号 | 是 |
| mobile | String | 被查询人手机号 | 是 |
| appKey | String | 平台应用App Key | 是 |
| sign | String | 签名 | 是 |
| nonceStr | String | 随机字符串（与生成签名一致） | 是 |
返回说明
返回参数：
| 参数名 | 数据类型 | 参数描述 |
| appKey | String | 应用生成的appkey |
| message | String | 响应消息 |
| data | String | 响应数据 |
返回示例：
{
"code": "00000",
"message": "反欺诈查询成功，有数据",
"data": {
"user_basic": {
"user_province": "江苏省",
"user_phone_city": "北京",
"user_name": "吴XX",
"user_age": 39,
"user_phone": "158XXXXXXXX",
"user_region": "崇安区",
"user_city": "无锡市",
"user_gender": "男",
"user_idcard": "320XXXXXXXXXXXXXXX",
"user_phone_province": "北京",
"user_phone_operator": "中国移动",
"user_idcard_valid": true
},
"user_gray": {
"recent_active_time": 1509429935000,
"social_influence": 18.94,
"user_phone": "158XXXXXXXX",
"social_liveness": 0,
"has_report": false,
"phone_gray_score": 76.36
},
"user_searched_statistic": {
"searched_org_cnt": 1
},
"user_register_orgs": {
"register_cnt": null,
"register_orgs_statistics": [],
"phone_num": "158XXXXXXXX"
},
"user_batch_searched_history_by_orgs": [],
"user_idcard_suspicion": {
"idcard_applied_in_orgs": [
{
"susp_org_type": "线上信用现金贷",
"susp_updt": "2018-06-05 17:40:37"
}
],
"idcard_with_other_phones": [],
"idcard_with_other_names": []
},
"auth_org": "XXXXXXX",
"user_searched_history_by_orgs": [ ],
"user_grid_id": "4f601fe6-ed59-11e8-817f-5254004f83b4-2081",
"update_time": 1542782847437,
"user_searched_history_by_day": {},
"user_blacklist": {
"blacklist_update_time_name_idcard": "",
"blacklist_category": [],
"blacklist_details": [],
"blacklist_name_with_idcard": false,
"blacklist_update_time_name_phone": "",
"blacklist_name_with_phone": false
},
"consumer_label": {
"if_own_cc": null,
"if_own_wg_cc": null,
"if_fin_buy_pre6": null,
"cst_score_finally": null,
"if_own_car": null,
"if_pay_ins": null
},
"user_phone_suspicion": {
"phone_with_other_idcards": [],
"phone_applied_in_orgs": [],
"phone_with_other_names": []
}
}
}
`