风险评估
接口描述
风险评估
请求说明
HTTP 方法:
POST
请求 URL:
/ai-creditHub/riskAssessmentReport
body中放置请求参数,参数详情如下:
参数名 | 数据类型 | 参数描述 | 是否必填 |
name | String | 被查询人姓名 | 是 |
identityCardNo | String | 被查询人身份证号 | 是 |
mobile | String | 被查询人手机号 | 是 |
appKey | String | 平台应用App Key | 是 |
sign | String | 签名 | 是 |
nonceStr | String | 随机字符串(与生成签名一致) | 是 |
返回说明
返回参数:
参数名 | 数据类型 | 参数描述 |
code | String | code |
common | Object | 通用响应 |
message | String | 响应消息 |
data | String | 响应数据 |
返回示例:
{
"code": "0",
"message": "反欺诈查询成功,有数据",
"common": {
"tradingFlowNo": "C201901121644033eprZZp7"
},
"data": {
"current_report_detail": {
"consfin_credit_limit": "8900",
"loans_org_count": "20",
"consfin_avg_limit": "8645",
"loans_product_count": "22",
"consfin_org_count": "11",
"loans_max_limit": "4500",
"loans_credibility": "77",
"consfin_product_count": "14",
"consfin_max_limit": "15600",
"consfin_credibility": "79",
"loans_credit_limit": "2100",
"loans_avg_limit": "1815"
},
"behavior_report_detail": {
"loans_count": "78",
"loans_long_time": "361",
"consfin_org_count": "11",
"loans_cash_count": "20",
"latest_six_month": "15",
"history_fail_fee": "55",
"latest_three_month": "7",
"latest_one_month_fail": "4",
"latest_one_month": "1",
"loans_latest_time": "2018-05-09",
"latest_one_month_suc": "0",
"history_suc_fee": "88",
"loans_org_count": "31",
"loans_credibility": "89",
"loans_score": "611",
"loans_overdue_count": "3",
"loans_settle_count": "77"
},
"apply_report_detail": {
"latest_query_time": "2018-09-01",
"query_sum_count": "42",
"apply_credibility": "73",
"query_org_count": "23",
"latest_six_month": "33",
"query_cash_count": "4",
"apply_score": "498",
"latest_three_month": "32",
"query_finance_count": "17",
"latest_one_month": "5"
}
}
}
`